Calculators

Dubai property calculators

A full suite of interactive tools — move the sliders for live figures, then dig into the matching finance guides.

Mortgage calculator

Monthly payment, total interest and loan-to-value, plus a year-by-year amortisation schedule.

Affordability calculator

How much you can borrow and buy from your income, under the CBUAE 50% debt-burden cap.

Rental yield calculator

Net vs gross yield, payback and a year-by-year total-return projection.

Investment analysis calculator

NOI, cap rate, cash-on-cash return, DSCR and debt yield for a cash or mortgaged buy — in one view.

Off-plan payment plan calculator

Turn a developer's milestone percentages into the cash due at booking, construction, handover and post-handover.

Mortgage reversion calculator

See how much the monthly payment jumps when a fixed intro rate reverts to the variable rate.

Rate comparison calculator

Two mortgage offers side by side — which bank is cheaper, and how much you save per month and over the term.

Mortgage overpayment calculator

How a regular monthly overpayment cuts the total interest and shaves years off the mortgage.

Returns calculator

Hold-period IRR, equity multiple, NPV and discounted payback from a buy-hold-sell scenario.

Sale proceeds calculator

What a seller walks away with after agent commission, mortgage payoff, settlement fee and clearance costs.

Gift transfer calculator

Cost of gifting a property to a relative at the reduced 0.125% rate, and the saving versus a 4% sale.

Closing-cost calculator

Every fee you pay at purchase — cash or mortgage — itemised, with the running total.

Visa-cost calculator

Which residency visa your purchase unlocks, and the 10-year cost on top of the price.

Rent vs buy calculator

Net cost of owning vs cumulative rent over the years you'll stay — and the break-even year.

Rent increase calculator

The maximum a landlord can legally raise your rent at renewal under the RERA Decree 43 rent cap.

Short-term rental calculator

Gross and net yield of a DTCM-licensed holiday let from nightly rate, occupancy and running costs.

Savings timeline calculator

How long it takes to save your target deposit from current savings plus a monthly contribution.

Property flip calculator

Round-trip profit, ROI and annualised ROI on a buy-renovate-sell flip after every cost.

Service charge calculator

The pro-rated service charge owed when you take handover part-way through the billing year.